PaySense is a Mumbai-based fintech start up founded in 2015 by Prashanth Ranganathan and Sayli Karanjkar. The platform has completely paperless instant loan process which marks it among the top personalloan apps. Applicants can avail instant loan up to Rs.2 lakh based on their credit eligibility. The loan application is quickly approved and disbursed instantly to the applicant’s bank account. Borrowers also have the choice to opt for flexible loan repayment tenures feasible to them.